14 Tool · Money & Jobs
EMI calculator: what the repo hike costs you
RBI raised the repo rate by +25 bps to 5.50% on 7 October 2026. If your floating-rate loan is linked to repo, see your new EMI, or how much longer you'll pay if your bank keeps the EMI the same.
01 FD tracker
Who has revised FD rates since the hike
As of 10 October 2026, 5:52 PM IST. We only list lenders with a dated revision on their own site or in a named news report. Rates are the highest regular-citizen rate, fresh deposits.
| Lender | Effective | Change | Top rate | Senior citizens |
|---|---|---|---|---|
| Bajaj FinanceNBFC · Economic Times | 7 Oct 2026 | +15 to +40 bps (12–60 months) | 7.75% (31–60 months) | 8.15% (+0.40%) |
| ICICI BankBank · ICICI Bank rates page | 9 Oct 2026 | Revised; size of change not published | 6.50% (3–10 years) | 7.10% |
| Shriram FinanceNBFC · Mint | 11 Oct 2026 | +15 to +40 bps | 7.85% (36–60 months) | +0.50% |
NBFC deposits (Bajaj Finance, Shriram Finance) aren't covered by DICGC deposit insurance, which applies only to bank deposits. Source for the hike: RBI Monetary Policy Statement, 7 Oct 2026. The full explainer: RBI hiked the repo rate: which lenders have raised FD rates, and how much more your EMI costs.